a. Transfer of money from a mobile money wallet to a bank account (Wallet to Account - W2A).
    This means mobile money users can transfer funds directly from their wallets to any bank account.

    
b. Transfer money from a bank account to a mobile money wallet (Account to Wallet - A2W).
    This means mobile money users can debit or pull funds from their bank accounts and credit their wallets
    To subscribe for this service, mobile money users must visit their bank branch to link their mobile money wallet/phone number to their bank account.

c. Transfer of money from a mobile money wallet to an e-zwich card (Wallet to e-zwich - W2E).
    This means mobile money users can transfer funds directly from their wallets to any e-zwich card.

    
d. Transfer money from an e-zwich card to a mobile money wallet (e-zwich to Wallet - E2W).
    This means mobile money users can transfer funds directly from an e-zwich card to a mobile money wallet.