The Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) is a wholly owned subsidiary of the Bank of Ghana. It was incorporated in May 2007 with a mandate to implement and manage interoperable payment system infrastructures for banks and non-bank financial institutions in Ghana.
In line with its mandate, GhIPSS has implemented and currently manages the following:
National Biometric Smart Card Banking & Retail System- e-zwich
Cheque Codeline Clearing (CCC) & the Ghana Automated Clearing House (ACH) Systems
National Switching and Processing System- gh-link
The GhIPSS Instant Pay Solution
Mobile Money Interoperability
GhanaPay Mobile Money
GhIPSS is committed to maintaining very high standards of excellence, reliability, integrity, and timeliness for all its infrastructure. These standards have enabled GhIPSS to attain ISO27001 & PCIDSS certification.
GhIPSS’ payment infrastructure is currently used by all banks in Ghana including the ARB Apex Bank and its affiliates (The Apex body for the Rural and Community banks), Savings and Loans Companies and third party payment service providers.
19Yrs
of Trusted Service
Our Vision
To migrate Ghana to an electronic payments society.
Our Mission
To partner the financial services industry in promoting, developing and managing efficient and secure national payment systems.