© 2026 Ghana Interbank Payment and Settlement Systems Limited
The Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) is a wholly owned subsidiary of the Bank of Ghana. It was incorporated in May 2007 with a mandate to implement and manage interoperable payment system infrastructures for banks and
non-bank financial institutions in Ghana.
In line with its mandate, GhIPSS has implemented and currently manages the following:
GhIPSS is committed to maintaining very high standards of excellence, reliability, integrity, and timeliness for all its infrastructure. These standards have enabled GhIPSS to attain ISO27001 & PCIDSS certification.
GhIPSS’ payment infrastructure is currently used by all banks in Ghana including the ARB Apex Bank and its affiliates (The Apex body for the Rural and Community banks), Savings and Loans Companies and third party payment service providers.
To migrate Ghana to an electronic payments society.
To partner the financial services industry in promoting, developing and managing efficient and secure national payment systems.
● Integrity
● Teamwork
● Passion
● Dependability
● Innovation
● Professionalism
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The Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) is a wholly-owned subsidiary of the Bank of Ghana. It was incorporated in May 2007 with a mandate to implement and manage interoperable payment system infrastructures for banks and non-bank financial institutions in Ghana.
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