The Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) is a wholly-owned subsidiary of the Bank of Ghana, established to implement and manage interoperable payment systems infrastructure that serves all financial institutions in Ghana.
The Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) is a wholly-owned subsidiary of the Bank of Ghana, established to implement and manage interoperable payment systems infrastructure that serves all financial institutions in Ghana.
Our commitment to excellence is guided by a culture built on integrity, teamwork, innovation, passion, dependability, and professionalism.
To partner the financial services industry in promoting developing and managing efficient and secure payment systems.
Instant fund transfers between banks and mobile money wallets with GhIPSS Instant Pay (GIP) and GhanaPay.
Efficient processing for cheques, ACH direct credits and debits for corporate..
Efficient processing for cheques, ACH direct credits and debits for corporate and institutional needs.
Settlement services for third-party payment providers and fintech companies.
Imagine this. A passenger arrives at their destination after a smooth ride through Accra. As they reach for their wallet,
Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) has presented a dividend of GH¢14.58 million to its sole shareholder, the
The Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) hosted the Chief Executive Officer of Pan Africa Savings and Loans,
Africa's digital financial future will be defined by how easily money moves across borders, not just for governments and large
London, UK- The Chief Executive Officer of GhIPSS, Clara Arthur, has highlighted Ghana's growing attractiveness as a destination for fintech
GhIPSS has marked 19 years of driving Ghana’s digital payments transformation on 27 May, reinforcing its position as a key
Your mobile wallet for seamless payments, transfers, & financial services across Ghana.
Ghana's biometric smart card system for secure, verified payments nationwide.
Domestic debit card for online and in-store purchases with nationwide acceptance.
Ghana's universal QR code payment system for instant, contactless transactions.
Experience the future of payments. Send money, pay bills, and manage your finances all from one app.
GhIPSS (Ghana Interbank Payment and Settlement Systems Limited) is Ghana’s national payment systems infrastructure provider. It was established to develop, manage, and operate interoperable electronic payment systems that support banks, financial institutions, and payment service providers.
GhIPSS is a wholly owned subsidiary of the Bank of Ghana and plays a critical role in advancing Ghana’s cash-lite and digital financial ecosystem.
GhIPSS manages and operates national payment systems such as e-zwich, gh-link, Ghana Automated Clearing House (GACH), Real-Time Payments, and mobile money interoperability, enabling secure and efficient digital payments nationwide.
e-zwich is a biometric smart card payment system used for ATM withdrawals, POS payments, and transfers. It helps expand financial access, especially for users without traditional bank accounts.
gh-link is GhIPSS’s national card switching and processing system that connects ATMs, POS devices, banks, and payment service providers. It allows customers to use their bank cards across different banks and channels nationwide. gh-link supports local card payments, reduces reliance on international card schemes, and helps retain transaction value within Ghana.
GhIPSS Instant Pay (GIP) is a real-time payment platform that enables instant fund transfers between bank accounts and mobile money wallets. Transactions are completed within seconds, 24/7, including weekends and holidays. GIP supports various payment use cases such as person-to-person transfers, business payments, and government transactions.
GhIPSS services are primarily used by licensed banks, savings and loans companies, rural and community banks, mobile money operators, fintechs, and other regulated financial institutions.
These institutions integrate GhIPSS platforms to deliver payment services to individuals, businesses, and public sector organizations across Ghana.
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The Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) is a wholly-owned subsidiary of the Bank of Ghana. It was incorporated in May 2007 with a mandate to implement and manage interoperable payment system infrastructures for banks and non-bank financial institutions in Ghana.
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