Who We Are

The Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) is a wholly-owned subsidiary of the Bank of Ghana. It was incorporated in May 2007 with a mandate to implement and manage interoperable payment system infrastructures for banks and non-bank financial institutions in Ghana.

 In line with its mandate, GhIPSS has implemented and currently manages the following:

1. National Switch & Biometric Smart Card Payment System- e-zwich

2. Cheque Codeline Clearing (CCC) System

3. Ghana Automated Clearing House (GACH) systems- Direct Credit & Direct Debit

4. National Switching and Processing System- gh-link.

 GhIPSS is committed to maintaining very high standards of excellence, reliability, integrity, and timeliness for all its infrastructure. These standards have enabled GhIPSS to attain ISO27001 certification.

GhIPSS´ payment infrastructure is currently used by all banks in Ghana including the ARB Apex Bank and its affiliates, Savings and Loans companies and Third Party Payment Providers.