GhIPSS’ Real Time Payment Services leverage the GhIPSS’ Instant Funds Transfer solution, which operates on the gh-link infrastructure. gh-link is GhIPSS’ interbank switching and processing platform that connects financial institutions and third-party payment service providers, enabling secure and efficient electronic payment transactions.

The Real Time Payment Services include:

• GhIPSS Instant Pay (GIP)
• Proxy Pay Service
• Ghana’s Universal QR Code Scheme (GhQR)
• Request to Pay
• Mobile Money Interoperability
• E-Bills Pay
• GIP Payment Gateway
• GhIPSS Corporate Suite

Joining the GhIPSS Instant Pay Platform

• Institutions Interested in offering real time payments services to their customers must be licensed by the Bank of Ghana
• Participating Institution must also meet all GhIPSS joining requirements

For further information about the GhIPSS Real Time Payment Solutions and joining requirements, kindly contact the Real Time Payments Unit at GhIPSS via email rtp.support@ghipss.com  or visit our website: www.ghipss.com