Accra, Ghana – Every day, millions of Ghanaians rely on digital payments to send money, pay bills, receive salaries, support businesses and access essential services. Behind every successful transaction is a sophisticated payment infrastructure that must remain secure, reliable and available at all times. As Ghana’s digital economy continues to expand, strengthening the resilience of […]

Imagine this. A passenger arrives at their destination after a smooth ride through Accra. As they reach for their wallet, they realize they have no cash. Instead of apologizing or searching for the nearest ATM, they simply scan the QR code displayed inside the vehicle, make payment with their preferred mobile money wallet or bank […]

Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) has presented a dividend of GH¢14.58 million to its sole shareholder, the Bank of Ghana, following another year of strong financial and operational performance. The dividend, declared for the 2025 financial year, reflects GhIPSS’s continued growth, prudent financial management and its commitment to delivering secure, efficient and […]

The Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) hosted the Chief Executive Officer of Pan Africa Savings and Loans, Jacqueline Mpare, for a high-level courtesy visit aimed at strengthening collaboration within Ghana’s financial services ecosystem and advancing shared goals for financial inclusion and digital transformation. The engagement focused on exploring strategic partnership opportunities to […]

Africa’s digital financial future will be defined by how easily money moves across borders, not just for governments and large corporations, but for everyday people, traders and small businesses that power the continent’s economy. This was the central message from Ghana Interbank Payment and Settlement Systems (GhIPSS) at the Digital Pay Expo in Lagos, Nigeria. […]

London, UK- The Chief Executive Officer of GhIPSS, Clara Arthur, has highlighted Ghana’s growing attractiveness as a destination for fintech investment, citing the country’s progressive regulatory environment and robust digital payment infrastructure as key enablers of innovation and growth. Speaking during a panel discussion on “Unlocking Financial Transformation Through Fintech and Digital Assets in Ghana” […]

GhIPSS has marked 19 years of driving Ghana’s digital payments transformation on 27 May, reinforcing its position as a key backbone of the country’s financial infrastructure while setting its sights on the milestone of 20 years of enabling seamless electronic payments and financial inclusion nationwide. Over the past 19 years, GhIPSS has remained at the […]

In a colourful display of African heritage and brightly adorned traditional garments, GhIPSS joined millions across the continent to celebrate and commemorate AU Day, in alignment with spotlighting the values of unity, collaboration, resilience, and collective progress that continue to shape Africa’s development journey. Observed annually on May 25, AU Day commemorates the founding of […]

The Executive Committee (EXCO) members of ADB paid a courtesy call on the Chief Executive Officer of GhIPSS, Mrs. Clara Arthur, to discuss new growth opportunities and strengthen collaboration aimed at advancing digital payments and financial inclusion in Ghana. The meeting provided an opportunity for both institutions to explore strategic areas of partnership and deepen […]

The Chief Executive of the Ghana Interbank Payment and Settlement Systems (GhIPSS), Mrs. Clara Arthur, has called for stronger support for women-led innovation and entrepreneurship, emphasizing the need to close persistent funding and capacity gaps affecting female founders. She made the call at the launch of the 6th cohort of the Standard Chartered Women in […]

At the 2026 ID4Africa Conference in Abidjan, Ghana’s progress in digital identity and financial inclusion drew significant attention as stakeholders across the continent examined how to build stronger trust systems in an increasingly real-time digital economy. Speaking at the conference, which brought together key dignitaries including the Vice President of Côte d’Ivoire, Tiémoko Meyliet Koné, […]

A conversation with a trader at Makola Market helped frame the keynote address delivered by the Chief Executive of GhIPSS, Clara B. Arthur, at the 3i Africa Summit 2026. Asked how she preferred to receive payments, a market woman responded: “Mobile money.” It was a reminder that for many Africans today, seamless digital payments are […]

Ghana is positioning itself as a leading hub for Africa’s digital financial integration, with Ghana Interbank Payment and Settlement Systems (GhIPSS) advancing plans to strengthen cross-border payment interoperability across the continent. Speaking at the summit, a gathering of policymakers, regulators, central bank governors, financial institutions, fintechs, investors, and development partners held in partnership with the […]

The CEO of GhIPSS, Mrs. Clara Arthur, joined payment systems directors and central bankers at the SWIFT Payment Market Infrastructure (PMI) event held at the Kenya Monetary Institute in Nairobi, where she spoke on “Advancing Instant and Interoperable Payments in Africa.” In her presentation, she shared Ghana’s journey through Ghana Interbank Payment and Settlement Systems […]

The Government of Ghana has taken a major step toward modernising public financial management with the signing of a Service Level Agreement to integrate the Ghana Integrated Financial Management Information System (GIFMIS) with the Ghana Interbank Payment and Settlement System (GhIPSS). This move officially begins the transition from manual cheques to secure, fully traceable electronic […]

At the Inclusive FinTech Forum in Kigali, GhIPSS CEO Mrs. Clara B. Arthur joined industry leaders for a conversation on Scaling Beyond Borders in Pan African FinTech. Representing Ghana’s national payments ecosystem, she shared insights on what is required to accelerate sustainable fintech growth across the continent. She emphasized three essential pillars for expanding fintech […]

GhIPSS was pleased to host the Chief Executive Officer of HPS, Abdeslam Alaoui, together with members of their team, during a courtesy visit to our Head Office. The meeting created an opportunity for both teams to engage in open dialogue, share perspectives, and explore areas that support the ongoing evolution of Ghana’s payment ecosystem. Discussions […]

A delegation from MobileMoney Limited (MoMo), MTN Ghana, led by its Chief Executive Officer, paid a working courtesy visit to the offices of Ghana Interbank Payment and Settlement Systems (GhIPSS). The team was welcomed by the GhIPSS Chief Executive Officer and members of the senior leadership team. The visit provided an opportunity for both institutions […]

Republic Bank Ghana paid a courtesy call on Ghana Interbank Payment and Settlement Systems (GhIPSS), led by its Managing Director, Dr. Benjamin Dzoboku (PhD), together with members of the Bank’s leadership team. The delegation was received by the Chief Executive Officer of GhIPSS and members of the senior leadership team.The visit provided an opportunity for […]

FirstBank Ghana paid a courtesy call on Ghana Interbank Payment and Settlement Systems (GhIPSS). The delegation was received by our Chief Executive, Mrs Clara B. Arthur and members of the GhIPSS senior leadership team. The engagement provided an opportunity for both institutions to strengthen executive-level relations and exchange perspectives on developments within Ghana’s digital payments […]

GhIPSS received a delegation from the Ghana Association of Savings and Loans Companies (GHASALC) on a courtesy visit aimed at strengthening institutional collaboration. The delegation, led by Tweneboah Kodua Boakye, was welcomed by the Chief Executive Officer of Ghana Interbank Payment and Settlement Systems (GhIPSS), Clara Arthur, together with members of Senior Leadership and the […]

The Ghana Interbank Payment and Settlement Systems (GhIPSS) has hosted a delegation from the United Nations Capital Development Fund (UNCDF) and the Bank of Sierra Leone on a study visit aimed at learning from Ghana’s experience in implementing interoperable payment platforms and managing a national payments switch.

The Governor of the Central Bank of Liberia (CBL), Mr. Henry F. Saamoi along with a high-level delegation, paid a visit to Ghana Interbank Payment and Settlement Systems Ltd. (GhIPSS).

Across Ghana, the adoption of digital financial services is reshaping how individuals—particularly women—interact with money.

Ghana’s financial ecosystem is undergoing a profound transformation, driven by pioneering efforts of the Ghana Interbank Payment & Settlement Systems (GhIPSS).

Ghana’s transition toward a cashless economy has accelerated dramatically, with Ghipss Instant Pay (GIP) driving unprecedented growth in digital transactions.

The Ghana Interbank Payment and Settlement Systems Ltd (GhIPSS) recently hosted a seven-member delegation from the Central Bank of Kenya on a study tour aimed at exploring how Ghana has modernised its payment systems.

GhanaPay Mobile Money service was introduced in June 2022 by the Ghana Association of Banks in collaboration with GhIPSS. This collaboration means that customers can register for GhanaPay Mobile Money and decide which financial institution they wish to own a wallet with.

Launched in June 2022 through a partnership between the Ghana Association of Banks and the Ghana Interbank Payment and Settlement Systems (GhIPSS), GhanaPay Mobile Money is reshaping digital finance by allowing users to directly engage with banks via mobile wallets-even without a traditional bank account.

The Ghana Interbank Payment and Settlement Systems (GhIPSS) has marked its continued commitment to community engagement by joining the Muslim community in Adabraka for an Iftar gathering during this year’s Ramadan.

Parents and individuals looking to provide financial support in a controlled manner can now benefit from the new GhanaPay mobile money feature called the Sponsored Wallet Service.

Pooling resources for various campaigns has become significantly easier with the introduction of the GhanaPay Crowdfunding feature. This service provides a transparent way to pool resources/funds for projects with audit trails that ensure every pesewa raised can be accounted for.

The Ghana Interbank Payment and Settlement Systems (GhIPSS) and its Chief Executive Officer (CEO), Mr. Archie Hesse, were recognized for their outstanding contributions to the payment systems industry at the 13th Edition of the Ghana Information Technology and Telecom Awards (GITTA).

Ghana Interbank Payment and Settlement System (GhIPSS) has launched a special Mothers’ Day promotion in collaboration with Melcom, China Mall, Stadium Gate and all partner financial institutions, offering exciting rewards for customers who shop and pay with a gh-link card at selected outlets across the country.

Archie Hesse, CEO of Ghana Interbank Payment and Settlement Systems (GhIPSS), has received the prestigious Best Leadership in Payment Regulatory Anglophone award at the Arab-Afro Digital Payments Symposium, Exhibition & Awards in Morocco.

The Head of Finance at the Ghana Interbank Payment and Settlement System (GhIPSS), Mr. Bright Kyei Adomakoh, was honoured with the prestigious “Outstanding Contribution to Public Finance” award at the 2024 InstinctBusiness CFO Summit and Awards.

Users of the GhanaPay mobile money service can now enjoy the benefits of a savings wallet, which offers attractive monthly interest rates. This development follows the successful implementation of the GhanaPay savings wallet, as disclosed by the officials of the Ghana Interbank Payment and Settlement Systems (GhIPSS).

The Chief Executive Officer (CEO) of Ghana Interbank Payment and Settlement Systems (GhIPSS) Archie Hesse has once again been recognised with a prestigious award, this time as the Outstanding Digital Payment Technology CEO of the year. The Ghana Entrepreneurs Foundation bestowed this honour upon him, celebrating his exceptional leadership in guiding GhIPSS over nearly 12 […]

Mr. Archie Hesse, the Chief Executive of Ghana Interbank Payment and Settlement Systems Ltd (GhIPSS), was honored with the Lifetime Achievement Award for his outstanding contribution to the digitalization of payments and financial inclusion at the Ghana Fintech Awards 2023 held over the weekend.

Financial institutions have been urged to boldly showcase ACH Direct Credit Near Real Time (NRT) services on their digital platforms to facilitate easy access for customers. Highlighting and appropriately labelling the NRT option, will raise awareness among customers about this payment service, encouraging its utilization.

Shoppers using gh-link cards during the Valentine period, from February 14 to 17, 2024, will enjoy special rewards at the two China Malls located on the Spintex Road and Zen Petroleum at Odorkor.

The Ghana Interbank Payment and Settlement Systems Limited (GhIPSS), Ghana’s National Payment Systems Infrastructure Provider, today announced a pioneering partnership with Visa, a global leader in digital payments. The partnership will have GhIPSS process domestic transactions denominated in Ghana Cedi with Visa cards issued in Ghana.

The Vice President Dr. Mahamudu Bawumia has, on Wednesday June 15, 2022, launched the GhanaPay Mobile Money Service in Accra.

The GhIPSS 2021 half year performance report has shown that the GhQR and other new electronic services have started making gains.

The Ghana Interbank Payments and Settlement Systems (GhIPSS), a subsidiary of the Bank of Ghana, has introduced a Near Real Time (NRT) Automated Clearing House (ACH) Direct Credit platform that allows Corporate Institutions to make bulk payments much faster.

GhQR is considered a key enabler for Ghana’s quest to migrate into en electronic payment society. The country is hoping to ride on the back of the payment service to become one of the first countries on the continent to have a cashless economy.

The Chief Executive of the Ghana Interbank Payment and Settlement Systems (GhIPSS) Archie Hesse has urged the public to consider GhQR as one of their regular modes of payments. This, he explained, would enable more people enjoy the benefits associated with the service considered simple, efficient and secured.

Vice President Dr Mahamadu Bawumia yesterday launched the Mobile Money Payment Interoperability in Accra, paving the way for customers to transfer money from one mobile network to another seamlessly.

The total value of e-zwich transactions in Ghana went up by 102 percent in the first half of this year to GH¢2.7 billion, according to a report on Payment Systems by the Bank of Ghana (BoG).

There is an increasing shift away from the use of cheques to electronic payments channels for various transactions. Although cheques continue to have the single largest share, it is growing at a slower pace while other electronic payments are experiencing a faster growth in patronage.

The GhIPSS Instant Pay (GIP) has recorded a massive increase in patronage in the first half of this year compared to the same period last year. The GIP is an electronic payment system that enables a customer to transfer money from one bank account to another of a different bank and the transfer is effected […]