Ghana’s nearly two-decade journey towards interoperable and inclusive digital payments has offered valuable lessons to countries seeking to strengthen their instant payment ecosystems. Speaking at the opening of the 32nd Mojaloop Community Meeting (MojaCom 32) in Accra, Chief Executive Officer of the Ghana Interbank Payment and Settlement Systems (GhIPSS), Ms. Clara Arthur, highlighted Ghana’s progress […]
Ghana Interbank Payment and Settlement Systems (GhIPSS) has engaged officials from SWIFT on developments in Ghana’s payments ecosystem and opportunities to strengthen collaboration between the two institutions. The SWIFT delegation, comprising Paul Mogeni and Keitumetse Matlhwane CA(SA), paid a courtesy visit to GhIPSS, where they were received by Chief Executive Officer, Clara B. Arthur, and […]
National Service Personnel at GhIPSS, supported by some staff members, stepped in to help ease that burden, donating GHS 80,000 in cash and essential items to the Children’s Ward of the Korle-Bu Teaching Hospital in Accra. The donation forms part of an annual initiative led by GhIPSS National Service Personnel to support communities and give […]
GhIPSS has engaged CEOs and corporate leaders in the Ashanti Region on Ghana’s digital payments infrastructure and the solutions available to support business payments and collections. The engagement took place during the CEO’s and Corporate Leaders Hangout – Ashanti Regional Edition, where GhIPSS was represented by Business Development Executive, Diana Plange. She shared insights on […]
Accra, Ghana – Financial inclusion remains one of the key drivers of Ghana’s economic transformation, with digital financial services enabling more individuals and businesses to participate in the formal economy. Achieving this on a scale, however, depends on payment systems that allow financial institutions to connect seamlessly, securely and efficiently. The Ghana Interbank Payment and […]
When GhanaPay Mobile Money was launched in 2022 in partnership with the Ghana Association of Banks, the objective was to complement the progress made by Mobile Money companies in promoting financial inclusion by giving banks an opportunity to participate more effectively in serving the informal sector through a bank-led mobile money service with simplified onboarding […]
At first glance, the first-half 2026 performance report is a story of sustained growth. Transaction volume processed across GhIPSS platforms increased by 32.61% to 319.85 million, while transaction value surpassed GHS 1 trillion for the first time in a half-year period. Viewed alongside the trends identified in the World Payments Report 2026, the data suggests […]
The best payment systems are often the ones people hardly notice. When a loan repayment is collected on time, an insurance premium is paid without interruption or a utility bill is settled automatically, customers rarely stop to think about the payment mechanism behind it. They simply expect it to work. That is the quiet strength of Direct […]
Every digital payment begins with trust. Whether someone is sending money to a loved one, paying a merchant with a QR code, transferring funds through their banking app or receiving a salary, there is an expectation that the transaction will be completed safely, securely and exactly as intended. That confidence is one of the greatest achievements of Ghana’s digital payments […]
Accra, Ghana – Every day, millions of Ghanaians rely on digital payments to send money, pay bills, receive salaries, support businesses and access essential services. Behind every successful transaction is a sophisticated payment infrastructure that must remain secure, reliable and available at all times. As Ghana’s digital economy continues to expand, strengthening the resilience of […]
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The Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) is a wholly-owned subsidiary of the Bank of Ghana. It was incorporated in May 2007 with a mandate to implement and manage interoperable payment system infrastructures for banks and non-bank financial institutions in Ghana.
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