Accra, Ghana – Financial inclusion remains one of the key drivers of Ghana’s economic transformation, with digital financial services enabling more individuals and businesses to participate in the formal economy. Achieving this on a scale, however, depends on payment systems that allow financial institutions to connect seamlessly, securely and efficiently. The Ghana Interbank Payment and […]
When GhanaPay Mobile Money was launched in 2022 in partnership with the Ghana Association of Banks, the objective was to complement the progress made by Mobile Money companies in promoting financial inclusion by giving banks an opportunity to participate more effectively in serving the informal sector through a bank-led mobile money service with simplified onboarding […]
At first glance, the first-half 2026 performance report is a story of sustained growth. Transaction volume processed across GhIPSS platforms increased by 32.61% to 319.85 million, while transaction value surpassed GHS 1 trillion for the first time in a half-year period. Viewed alongside the trends identified in the World Payments Report 2026, the data suggests […]
The best payment systems are often the ones people hardly notice. When a loan repayment is collected on time, an insurance premium is paid without interruption or a utility bill is settled automatically, customers rarely stop to think about the payment mechanism behind it. They simply expect it to work. That is the quiet strength of Direct […]
Every digital payment begins with trust. Whether someone is sending money to a loved one, paying a merchant with a QR code, transferring funds through their banking app or receiving a salary, there is an expectation that the transaction will be completed safely, securely and exactly as intended. That confidence is one of the greatest achievements of Ghana’s digital payments […]
Accra, Ghana – Every day, millions of Ghanaians rely on digital payments to send money, pay bills, receive salaries, support businesses and access essential services. Behind every successful transaction is a sophisticated payment infrastructure that must remain secure, reliable and available at all times. As Ghana’s digital economy continues to expand, strengthening the resilience of […]
Interpretation: The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural. Definitions: For the purposes of this Privacy Policy: Account: means a unique account created for You to access our Service or […]
Types of Data Collected Personal Data While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to: Email address First name and last name Phone number Address, State, Province, ZIP/Postal code, […]
Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party’s site. We strongly advise You to review the Privacy Policy of every site You visit. We have no control over and assume no responsibility for […]
We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page. We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the “Last updated” date at the top […]
Stay ahead in a rapidly world. Subscribe to Prysm Insights,our monthly look at the critical issues facing global business.
Receive the latest updates delivered straight to your inbox.
The Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) is a wholly-owned subsidiary of the Bank of Ghana. It was incorporated in May 2007 with a mandate to implement and manage interoperable payment system infrastructures for banks and non-bank financial institutions in Ghana.
Have questions or need any assistance? Contact us today—we’re here to help.
