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08.00 to 17.00 Monday to Friday

#19 Mayor Road, Ridge Accra P.M.B. GPO Accra-Ghana

Head Office +233 30 261 0800

Institutions who are interested in using ACH DC NRT for all bulk payments should contact their banks or the Bulk Payments Unit of GhIPSS on 0302-610780. You can also log on to www.ghipss.com for more information about GhIPSS and our service offerings.

  • NRT Allows Corporate Institutions to make bulk payments faster and almost in real time (e.g. salaries, allowances, supplier)
  • NRT is an efficient payment option which provides transparency and certainty of payments
  • NRT provides unrestricted banking hours for making bulk payments across banks.
  • Corporate Institutions have the opportunity to make bulk payments anytime between 6:00pm and  3:00pm the following day
  • Because the system allows banks of corporate institutions to represent returned payment details within the same session, corporate institutions can correct all payment errors for re-presentment without fear of missing payment timeline.

ACH DC Near Real-Time Service allows businesses to credit bank accounts of their beneficiaries within 15 minutes of sending funds transfer files to their paying bank.

  • ACH DC NRT allows businesses/ corporate institutions to credit customer account faster (within 15 minutes) than both the Standard (within 24 hours) and Express (within 4hours) session.
  • ACH DC NRT payments can be initiated anytime in the day between (6pm and 3:00pm the following day), and because it leverages the straight through processing (STP) system, crediting of customer’s account is done without manual or human intervention.
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