Proxy Pay is service built on the rails of the GhIPSS Instant funds transfer platform. The service allows a customer of a member financial institution to register an Alias/unique identifier which is then uniquely mapped to his or her bank account to receive payment via the alias.

Proxy Pay is aimed at making payments processes easier by eliminating the need for customers to exchange information such as bank account details and, instead rely on proxy identifiers such as mobile phone numbers or company names or abbreviations.

The Proxy Identifier will be linked to a single account number in one financial institution only. (One-to-one mapping). This is a security measure to ensure proxy identifiers are not compromised.  The service is aligned with the 24/7 continuous operation model and service availability of the GhIPSS Instant Pay platform. Banks & Payment Service Providers are assured of up to speed system uptime.