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#19 Mayor Road, Ridge Accra P.M.B. GPO Accra-Ghana

Head Office +233 30 261 0800

GhQR Merchant

1. What is QR Code?

A quick response code (QR code) is made up of black and white squares which represent certain pieces of information that can instantly be read using a smartphone camera. It basically works in the same way as a barcode at the supermarket.

2. What is GhQR?

GhQR is a new and easy way to receive payments as a merchant, by displaying a QR Code and a Merchant ID in your shop. Customers  will scan the QR code or dial a short code and pay from their bank account or mobile money wallet. The money will be credited to the merchant instantly; just like receiving cash.

3. How do I become a GhQR Merchant?
  • Contact your Payment Service Provider
  • You will be registered, and a Merchant ID will be generated/assigned for your business.
  • You will also be provided with the GhQR sticker/ stand.
  • Visibly display the GhQR sticker and terminal ID at your business location.
4. How does it work?
  • After finalizing purchase ( items & amount to be paid)
  • Customer scans the GhQR code displayed at your shop or inputs your terminal ID after dialing a USSD Code (e.g: *300#).
  • Customer enters the amount to be paid and approves payment
  • Merchant account is credited instantly
  • Both Merchant and Customer will receive transaction notification.
5. How much do I pay for being GhQR Merchant?

This is a negotiation between you and your bank or mobile wallet provider.

6. What are the benefits of the GhQR?
  • Instant credit to account/wallet
  • Setup is cheaper compared to other channels
  • Instant payment notification
  • Safe and Secure
  • Available 24/7 all year round
  • Allows you to receive payments from different customer funding source (Bank Account, Mobile Wallet & Card Schemes)
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