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GhIPSS in partnership with Visa will soon start switching, clearing, and settling domestic Visa transactions between acquirers and issuers in Ghana.

The Ghana Interbank Payment and Settlement Systems Limited (GhIPSS), Ghana’s National Payment Systems Infrastructure Provider, today announced a pioneering partnership with Visa, a global leader in digital payments. The partnership will have GhIPSS process domestic transactions denominated in Ghana Cedi with Visa cards issued in Ghana.

This strategic collaboration is in line with the Bank of Ghana’s Guidelines for Domestic Processing of Payment Card Transactions with Payment Cards Issued in Ghana. Published in August 2021, the guidelines provide the mechanism for international card schemes to process their domestic transactions locally. In partnering with GhIPSS, Visa takes advantage of GhIPSS' unique position as the National Switch and a provider of interoperable platforms for digital financial services as well as its sixteen-year track record of processing payments domestically in Ghana.

GhIPSS will benefit from integrating Visa's advanced payment processing technology into its platform to deliver Visa’s brand promise to domestic customers.

“Our partnership with Visa, a global brand that has extensive experience in digital payments, is an important step for our business. It is an outstanding opportunity for us to leverage Visa's expertise and assets to get better at our craft while delivering value to Visa customers in Ghana." said Archie Hesse, CEO of GhIPSS. We are confident that this partnership will be a success and will expand into other areas of mutual interest in the future.”

Andrew Uaboi, Vice President, and Cluster Head of Visa West Africa said: "This collaboration underlines our unwavering commitment to driving financial inclusion expansion across Ghana. We believe that by leveraging our global network and innovative payment solutions, we can empower individuals and businesses, fostering economic growth and prosperity for all.”

About GhIPSS
The Ghana Interbank Payment and Settlement Systems (GhIPSS) Limited is a National Digital Payments Infrastructure provider in Ghana. It provides interoperability for Clearing House Services, Payment Card Services and Instant Payment Services, serving both banks and non-bank financial institutions in Ghana.

GhIPSS has implemented and currently manages the following:

  1. National Biometric Smart Card Banking & Retail System- e-zwich®
  2. Cheque Codeline Clearing (CCC) & the Automated Clearing House (ACH) Systems
  3. National Switching and Processing System – gh-link™
  4. GhIPSS Instant Pay – (GIP)
  5. GhanaPay Mobile Money

GhIPSS’ payment infrastructure is used by all banks in Ghana including the ARB Apex Bank and its affiliates, (The apex body for rural and community banks), savings and loans companies and third-party payment services providers (international card schemes, mobile money companies and Fintechs)

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About Visa Inc.
Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions, and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement. Learn more at

Media Contacts:
Eunice Ankomah, Corporate Communications Officer, – This email address is being protected from spambots. You need JavaScript enabled to view it.

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