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The Department of Social Welfare in the Upper West Region has began the 48th cycle of payment of the Livelihood Empowerment against Poverty (LEAP) Programme to beneficiaries.

Payment of beneficiaries would end on Friday in the WA Municipal as it proceeds to other districts, Mr Umar Issah, the Wa Municipal Director of the Department, has said. He said the programme would cover 50 communities and a total household beneficiary of 3,096 and 9,800 individual beneficiaries.

Mr Issah said his outfit has grouped the communities into clusters so as to facilitate fast payment. The grouping into clusters is done considering the availability of network in the area and every beneficiary has a unique 10 digit code which gives them access to their benefits electronically.

“The use of the e-zwich has made payment effective and better unlike the old form of payment which was manual”, he said.

Under the LEAP program, a single beneficiary takes GHC64.00, two beneficiaries in a household are entitled to GHC76.00 whiles three beneficiaries take GHC88.00 and four and above people are entitled to GHC106.00.

Mr. Issah said though the programme helps to cushion the financial burden of the poor, it was still associated with under payment, over payment and double payment challenges.

He said after the death of a lead beneficiary or when he or she became invalid, funds to be accessed for the remaining beneficiaries becomes a challenge.
Mr. Issah advised old beneficiaries to always come with care-givers to help them collect their money.

He urged the beneficiaries to use the funds to cater for their dietary needs while care-givers should also provide basic and educational needs of the orphans and vulnerable children to enable them stay in school.

Mr. Issah said low incentives for programme officials such as fuel allowance and money for feeding were some of the challenges hindering the operations of the officials.

GNA

GhIPSS transaction article 002The use of e-bills pay at public institutions can reduce the human interface and help bring down corruption, officials of the Ghana Interbank Payment and Settlement Systems (GhIPSS) have said.

Mr. Archie Hesse, the Chief Executive of GhIPSS, said a number of organisations were setting up to use the e-bills pay to enhance and make their payments more efficient and easy to account for.

The E-bills pay is an electronic payment system that enables large corporate institutions to receive payment via the internet or mobile applications. It is one of the latest initiatives by (GhIPSS), the national payment infrastructure provider.

The e-bills pay fashioned on the back of the GhIPSS Instant Pay (GIP), enables payments to be made and received immediately. The payment is made through banks, which have hooked their systems to the GIP platform. However, the receiving organisation must be set up to operate the system.

The e-bills pay can be used by both private and public organisations. It is considered very suitable for manufacturing companies, which deal with many wholesalers and retailers. It can also be used by airlines and big hotels to receive payments from customers and also suitable for public sector institutions, which receive taxes, levies and fees.

Mr. Hesse said beyond improving on efficiencies within organisations, the public being able to make payments electronically to institutions imply that the human interface would be significantly reduced.

This, he said, could remove some of the opportunities for various forms of corruption, and reduce the instances of pilfering, as payment would not pass through a cashier but go straight to the bank account of the institution.
Mr. Hesse said, while e-bills pay could play a role in reducing corruption, its efficiency and audit as well as the fact that the institutions would get their money the very moment it is paid, are the motivation for encouraging the institutions to adopt it.

He however said that there are several other uses and benefits that can be derived and urged the institutions to reach out to their banks or GhIPSS to be set up to receive payments through the e-bills pay system.

The global financial system is fast drifting towards instant pay, because it facilitates quick turnaround time for businesses. The introduction of GIP and now the e-bills pay therefore firmly places Ghana within the League of Nations with modernized payments.

Source:GNA

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