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direct debit forumThe public will again have an opportunity to interact with bankers and know more about GhQR at the next Experience Fair that will take place at Baatsona Total enclave on the Spintex Road in Accra.

The fair being organised by Ghana Interbank Payment and Settlement System (GhIPSS) together with its partner institutions is to create awareness about GhQR and drive its usage.

The first in the series of the GhQR Experience Fair was held at the Junction mall on July 2 this year.
The fair has since been held at several other malls in Accra and will be held in other parts of the country in partnership with some major media houses.
Officials of various banks will join the team from GhIPSS at the Baatsona Total enclave on Friday and Saturday to educate the public as well as take shoppers through the process of paying with GhQR.

Chief Executive of GhIPSS Archie Hesse said the number of shopping outlets and service providers deploying the payment service is assuring and urged the public to use GhQR and see it as a very efficient way of making payment.

He said the campaign to drive patronage for the service as well as other digital payments will be sustained and urged the public to embrace the electronic payment lifestyle.

GhQR is an electronic payment channel that enables customers to scan displayed QR codes with their smartphones and pay, or dial displayed USSD codes with their phones to make payment.

Ghana’s QR code for payment is universal which means that any customer whose bank or payment service provider offers the service can use it wherever it is displayed.

Paying with GhQR attracts no fee to the customer, easy to set up for merchants and also a quick and secure way to make payment.
The technology takes away the direct contact associated with cash transactions, which makes it safer to use during the Covid-19 pandemic.
A wide range of businesses including commercial transport operators, small shops, supermarkets, pharmacies, chop bars, restaurants as well as major service providers can all use QR codes to accept payments.

Globally, it is fast becoming one of the preferred forms of payment especially in Asia and is considered most suitable for small businesses because of the relative high cost of point of sales devices.


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