Direct Debit is recommended for the receipt of payments by service providers because it provides so many advantages such as:

• Assurance of payment
• Excellent cash flow benefits from receiving regular payments
• Low cost of administration compared with requesting consumer-initiated payments.
• Precise control over payment timing.
• Reduced time is spent chasing unpaid or delinquent accounts.
• Greater accounting efficiency – identify unpaid items quickly.
• Direct Debit is simple - it eliminates many of the labour-intensive manual process involved in handling cheque payments, improving the accuracy and efficiency of your operations.
• Predictable Cash Flow – The timing of receipts for organizations using direct debit will be more predictable and reliable, allowing for more accurate cash flow forecasting and informed investment decisions.
  For individuals, organisations and consumers in general, Direct Debit is the preferred payment method because of the following advantages:
• It spreads the cost of bills across the year, allowing easier budgeting.
• Peace of mind – of knowing bills are being paid automatically and payment dates will not be missed.
• It’s more convenient – many organisations offer a choice of payment dates giving you the convenience of choosing a date that suits you best.
• It’s guaranteed – the reassurance of knowing that every direct debit is protected by three main safeguards: an immediate money back guarantee from the bank or savings and Loans company if an error is made, advance notice from the organisation if the date or the amount of the direct debit changes and ultimately, the right to cancel.
• What’s left is available to spend – paying regular bills by direct debit means it is easy to see what disposable income is left to spend after all other commitments have been met.
• The consumer is protected by rules under the guidelines from wrongful debit to his account