GhIPSS Instant Pay (GIP) is a real time interbank account-to-account credit transfer service. It allows funds to be sent across financial institutions electronically from one bank account to the other as a single immediate payment.

The service is provided by financial Institutions through Internet banking for Corporate Institutions and Mobile banking, Internet banking, ATM and Teller services for individual customers.

GIP can be used by both Businesses & Individuals for payments of goods & services.